Margin borrowing is at an all-time high as of July, and topped $1 trillion for the first time ever as of June.

The Forbes 400 list of the wealthiest Americans paid 23.8% of their economic income in taxes from 2018 to 2020. Of those taxes, 37% come through corporate taxes, with the bulk of the rest from individual income and payroll taxes.

Activity on Ethereum amounted to more than $1.2 trillion this year, compared with $960 billion during the same time frame last year. Most of the transactions involve tether and USD Coin, the two largest dollar-pegged stablecoins, as well as deposits and withdrawals to major exchanges such as Binance and Coinbase.

The 30-year mortgage rate hit a low for the year last week at 6.58%.

Traffic to U.S. restaurants has fallen 1.7% so far this year, and is down 2.7% for fast-food eateries.

Personal-loan originations jumped 18% in the first quarter from a year earlier, bringing total balances to a record $257 billion, but relief can be temporary. A separate study found that while borrowers who consolidate card debt into personal loans initially reduce their card balances by an average of 57%, many refill those cards within 18 months.

In the 1950s and ’60s, some 20% of Americans would typically move each year. By 2019, the year before the Covid pandemic, 9.8% of Americans moved. During Covid, there was a well-publicized brief surge. In 2023, only 7.8% of Americans moved, the lowest rate logged since U.S. Census records began in 1948. That figure held relatively steady in 2024, the most recent data available.

The U.S. hotel industry started the year with a growth projection of +1.8 percent but is now revised to +1 percent for the year due to underperformance and elevated macroeconomic concerns.

Workers in their late 30s had 88% of their 401(k)s in stocks last year, versus 82% a decade earlier. Investors in their early 60s had 401(k) allocations to stocks of 60%, up from 57% a decade ago.

While homeownership climbs with age, the fastest-growing group of renters is those 55 and older. The share of renters 65 and older rose 30% in the last decade.